How do you use the word subrogation?

subrogation

n. assuming the legal rights of a person for whom expenses or a debt has been paid. Typically, subrogation occurs when an insurance company which pays its insured client for injuries and losses then sues the party which the injured person contends caused the damages to him/her. Example: Fred Farmer negligently builds a bonfire which gets out of control and starts a grass fire which spreads to Ned Neighbor's barn. Good Hands Insurance Co. has insured the barn, pays Neighbor his estimated cost of reconstruction of the barn, and then sues Farmer for that amount. Farmer will have all the "defenses" to the insurance company's suit that he would have had against Neighbor, including the contention that the cost of repairing the barn was less than Neighbor was paid or that Neighbor negligently got in the way of firefighters trying to put out the grass fire.

See also: negligence  subrogee  subrogor 

Definitions of subrogate

  1. verb

    substitute one creditor for another, as in the case where an insurance company sues the person who caused an accident for the insured

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  • Top Definitions
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  • British

This shows grade level based on the word's complexity.

[ suhb-ruh-geyt ]

/ ˈsʌb rəˌgeɪt /

This shows grade level based on the word's complexity.


verb (used with object), sub·ro·gat·ed, sub·ro·gat·ing.

to put into the place of another; substitute for another.

Civil Law. to substitute (one person) for another with reference to a claim or right.

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Origin of subrogate

1400–50; 1540–50 for def. 1; late Middle English (past participle) <Latin subrogātus (past participle of subrogāre to nominate (someone) as a substitute), equivalent to sub-sub- + rogā(re) to request + -tus past participle suffix

OTHER WORDS FROM subrogate

sub·ro·ga·tion, nounun·sub·ro·gat·ed, adjective

Words nearby subrogate

subregion, subreption, subright, subring, Subroc, subrogate, subrogation, sub rosa, subround, subroutine, sub-Saharan

Dictionary.com Unabridged Based on the Random House Unabridged Dictionary, © Random House, Inc. 2022

British Dictionary definitions for subrogate


verb

(tr) lawto put (one person or thing) in the place of another in respect of a right or claim

Word Origin for subrogate

C16: from Latin subrogāre, from sub- in place of + rogāre to ask

Collins English Dictionary - Complete & Unabridged 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

How do you use Subrogate in a sentence?

How to use Subrogated in a sentence. We advise insurers on subrogated claims where recovery is sought through a third party. There are a number of key lessons for both those providing PI cover for architects and insurers pursuing subrogated recoveries.

What is principle of subrogation in simple words?

To make up for the compensation paid, your insurer can claim the (insured) right over that third party. You surrender your rights over the third party to the insurer. This transfer of all the rights, and remedies, from insured to insurer is called subrogation.

What does the word Subrogate mean?

verb (used with object), sub·ro·gat·ed, sub·ro·gat·ing. to put into the place of another; substitute for another. Civil Law. to substitute (one person) for another with reference to a claim or right.